:root{--ink:#07121a;--teal-950:#051f22;--teal-900:#062a2e;--teal-800:#0a3e41;--teal-700:#0e5257;--gold:#c9a84c;--gold-light:#e2c47a;--gold-dark:#a8873a;--gold-grad:linear-gradient(135deg,#c9a84c,#e2c47a 50%,#a8873a);--cream:#f5edd6;--cream-bg:#fff8ec;--text:#22303a;--muted:#5f6b76;--line:#e8e0cd;--card:#ffffff;--radius:14px;--shadow:0 10px 30px rgba(7,18,26,0.08);--shadow-lg:0 20px 50px rgba(7,18,26,0.16);--wrap:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:DM Sans,ui-sans-serif,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.65;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto}a{color:var(--teal-700)}h1,h2,h3,h4{line-height:1.18;margin:0 0 .5em;font-weight:700;letter-spacing:-.01em}h1{font-size:clamp(2rem,4.4vw,3.3rem)}h2{font-size:clamp(1.6rem,3vw,2.4rem)}h3{font-size:1.22rem}h4{font-size:1.05rem}.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}.btn{display:inline-block;padding:14px 28px;border-radius:8px;font-weight:700;font-size:1rem;text-decoration:none;cursor:pointer;border:0;transition:transform .15s ease,box-shadow .15s ease,background .15s ease}.btn:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(7,18,26,.22)}.btn-gold{background:var(--gold-grad);color:#fff!important}.btn-outline{background:transparent;color:var(--cream)!important;border:1.5px solid rgba(245,237,214,.55)}.btn-outline:hover{border-color:var(--gold-light);color:var(--gold-light)!important}.btn-ghost{background:transparent;color:var(--teal-700)!important;border:1.5px solid var(--teal-700)}.btn-ghost:hover{background:var(--teal-700);color:#fff!important}.endto .btn-ghost,.final .btn-ghost,.hero .btn-ghost,.section.dark .btn-ghost{color:var(--cream)!important;border-color:rgba(245,237,214,.55)}.endto .btn-ghost:hover,.final .btn-ghost:hover,.hero .btn-ghost:hover{background:rgba(245,237,214,.12);color:var(--gold-light)!important}.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dark);background:rgba(201,168,76,.13);border:1px solid rgba(201,168,76,.35);padding:5px 14px;border-radius:999px;margin-bottom:18px}.endto .eyebrow,.final .eyebrow,.hero .eyebrow,.section.dark .eyebrow{color:var(--gold-light);background:rgba(201,168,76,.14);border-color:rgba(201,168,76,.45)}.tag{display:inline-block;font-size:.75rem;font-weight:700;color:var(--gold-dark);background:rgba(201,168,76,.12);border-radius:999px;padding:3px 12px;margin-bottom:10px}.brand{display:flex;align-items:center;gap:10px;text-decoration:none;flex:none}.brand img{height:34px;width:auto;max-width:none}.nav{position:-webkit-sticky;position:sticky;top:0;z-index:100;background:#07121a;border-bottom:1px solid rgba(201,168,76,.18)}.nav-inner{gap:20px;height:72px}.nav-desktop,.nav-inner{display:flex;align-items:center}.nav-desktop{gap:4px;margin-left:8px}.nav-item{position:relative}.nav-top{display:inline-flex;align-items:center;gap:5px;background:none;border:0;font-family:inherit;font-size:.92rem;font-weight:600;color:var(--cream);cursor:pointer;padding:24px 12px;text-decoration:none;white-space:nowrap}.nav-item.active .nav-top,.nav-top:hover{color:var(--gold-light)}.nav-top .caret{font-size:.62rem;opacity:.7;transition:transform .15s ease}.nav-item.active .caret{transform:rotate(180deg)}.nav-cta{margin-left:auto;padding:10px 18px;font-size:.88rem;white-space:nowrap}.mega{position:absolute;top:100%;left:0;min-width:320px;background:#0b1a24;border:1px solid rgba(201,168,76,.22);border-radius:14px;box-shadow:0 24px 60px rgba(0,0,0,.45);padding:22px;display:flex;gap:26px;animation:megaIn .16s ease}@keyframes megaIn{0%{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}.mega-wide{left:-140px}.mega-cols{display:flex;gap:34px}.mega-col{min-width:190px}.mega-heading{display:block;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:12px}.mega-link{display:block;text-decoration:none;padding:8px 10px;border-radius:8px;margin:0 -10px;transition:background .13s ease}.mega-link:hover{background:rgba(201,168,76,.1)}.mega-link b{display:block;color:var(--cream);font-size:.92rem;font-weight:600}.mega-link small{color:rgba(245,237,214,.55);font-size:.78rem}.mega-promos{flex-direction:column;min-width:240px;border-left:1px solid rgba(245,237,214,.1);padding-left:24px}.mega-promos,.promo{display:flex;gap:12px}.promo{align-items:flex-start;text-decoration:none;padding:14px;border-radius:12px;border:1px solid rgba(245,237,214,.12);transition:transform .15s ease,border-color .15s ease}.promo:hover{transform:translateY(-2px)}.promo-gold{background:rgba(201,168,76,.1);border-color:rgba(201,168,76,.4)}.promo-blue{background:rgba(70,110,160,.12);border-color:rgba(70,110,160,.4)}.promo-green{background:rgba(40,130,90,.12);border-color:rgba(40,130,90,.4)}.promo-icon{font-size:1.2rem}.promo-body{display:flex;flex-direction:column}.promo-body b{color:var(--cream);font-size:.92rem}.promo-body small{color:rgba(245,237,214,.6);font-size:.76rem;margin-bottom:8px}.promo-badge{align-self:flex-start;font-size:.72rem;font-weight:700;padding:3px 10px;border-radius:6px;background:rgba(201,168,76,.2);color:var(--gold-light)}.promo-blue .promo-badge{background:rgba(90,130,180,.25);color:#a9c4e6}.promo-green .promo-badge{background:rgba(50,150,100,.25);color:#8fddb4}.mega-cta{position:absolute;bottom:18px;left:22px;color:var(--gold-light);font-weight:700;text-decoration:none;font-size:.9rem}.nav-burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px;margin-left:8px}.nav-burger span{width:24px;height:2px;background:var(--cream);border-radius:2px;transition:.2s}.mobile-panel{display:none}@media (max-width:1080px){.nav-cta,.nav-desktop{display:none}.nav-burger{display:flex}.nav-inner{justify-content:space-between}.mobile-panel{display:block;position:fixed;top:72px;left:0;right:0;bottom:0;z-index:99;background:#0b1a24;overflow-y:auto;padding:12px 20px 40px;animation:megaIn .18s ease}.m-top{display:flex;justify-content:space-between;align-items:center;width:100%;background:none;border:0;border-bottom:1px solid rgba(245,237,214,.1);font-family:inherit;font-size:1.05rem;font-weight:600;color:var(--cream);padding:18px 4px;cursor:pointer;text-decoration:none}.m-top .caret{font-size:.7rem;transition:transform .15s ease}.m-top.open .caret{transform:rotate(180deg)}.m-sub{display:flex;flex-direction:column;padding:4px 0 12px 14px}.m-sub a{color:rgba(245,237,214,.75);text-decoration:none;font-size:.95rem;padding:11px 4px;border-bottom:1px dashed rgba(245,237,214,.08)}.m-sub a:hover{color:var(--gold-light)}.m-cta{display:block;text-align:center;margin-top:22px}}.brand-word{font-size:1.6rem;font-weight:800;letter-spacing:.06em;background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;color:transparent}.site-nav{display:flex;align-items:center;gap:26px}.site-nav a{color:var(--cream);text-decoration:none;font-weight:600;font-size:.95rem}.site-nav a:hover{color:var(--gold-light)}.site-nav .btn{padding:10px 20px;font-size:.9rem}@media (max-width:900px){.site-nav a:not(.btn){display:none}}.site-footer{background:var(--ink);color:rgba(245,237,214,.8);padding:60px 0 30px}.site-footer h4{color:var(--cream)}.site-footer a{color:rgba(245,237,214,.8);text-decoration:none}.site-footer a:hover{color:var(--gold-light)}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;grid-gap:40px;gap:40px;margin-bottom:40px}.footer-grid ul{list-style:none;padding:0;margin:0}.footer-grid li{margin:8px 0}.footer-bottom{border-top:1px solid rgba(245,237,214,.15);padding-top:22px;font-size:.85rem;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}@media (max-width:800px){.footer-grid{grid-template-columns:1fr}}.section{padding:84px 0}.section.cream{background:var(--cream-bg)}.section.dark{background:var(--ink);color:rgba(245,237,214,.85)}.section.dark h2,.section.dark h3,.section.dark h4{color:var(--cream)}.section-head{max-width:780px;margin-bottom:44px}.section-head p{color:var(--muted);font-size:1.06rem}.section.dark .section-head p{color:rgba(245,237,214,.75)}.hero{position:relative;background:radial-gradient(1100px 600px at 85% -10%,rgba(201,168,76,.16),transparent 60%),linear-gradient(140deg,var(--teal-800) 0,var(--teal-900) 55%,var(--teal-950) 100%);color:rgba(245,237,214,.88);padding:90px 0 100px;overflow:hidden}.hero h1{color:var(--cream)}.hero h1 em{font-style:normal;background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;color:transparent}.hero .lead{font-size:1.08rem;max-width:60ch}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;grid-gap:56px;gap:56px;align-items:start}@media (max-width:980px){.hero-grid{grid-template-columns:1fr}}.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin:26px 0 34px}.hero-stats-row{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:14px;gap:14px;max-width:620px}@media (max-width:700px){.hero-stats-row{grid-template-columns:repeat(2,1fr)}}.hsr{background:rgba(245,237,214,.07);border:1px solid rgba(201,168,76,.3);border-radius:12px;padding:14px 16px;display:flex;flex-direction:column}.hsr b{font-size:1.25rem;color:var(--gold-light)}.hsr small{font-size:.75rem;letter-spacing:.04em;text-transform:uppercase;opacity:.75}.hero-wave{position:absolute;bottom:-1px;left:0;right:0;line-height:0}.lead-form{background:#fff;color:var(--text);border-radius:var(--radius);box-shadow:var(--shadow-lg);padding:30px 28px;border-top:4px solid var(--gold)}.lf-eyebrow{font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-dark)}.lead-form h3{margin:6px 0 18px;color:var(--ink)}.lead-form label{display:block;font-size:.85rem;font-weight:700;margin:14px 0 6px;color:var(--ink)}.lead-form input,.lead-form select,.lead-form textarea{width:100%;padding:12px 14px;border:1.5px solid #dfd8c6;border-radius:8px;font:inherit;color:var(--text);background:#fffdf8}.lead-form input:focus,.lead-form select:focus,.lead-form textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.18)}.lead-form textarea{min-height:84px;resize:vertical}.lead-form button[type=submit]{width:100%;margin-top:20px;padding:15px;border:0;border-radius:8px;background:var(--gold-grad);color:#fff;font:inherit;font-weight:700;font-size:1.02rem;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease}.lead-form button[type=submit]:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(168,135,58,.4)}#formStatus,.lf-note{font-size:.83rem;color:var(--muted);text-align:center;margin:12px 0 0}.grid{display:grid;grid-gap:22px;gap:22px;grid-template-columns:repeat(4,1fr)}.grid.g3{grid-template-columns:repeat(3,1fr)}@media (max-width:1020px){.grid,.grid.g3{grid-template-columns:repeat(2,1fr)}}@media (max-width:640px){.grid,.grid.g3{grid-template-columns:1fr}}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px 24px;box-shadow:var(--shadow);transition:transform .18s ease,box-shadow .18s ease}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.card .tag{margin-bottom:12px}.card p{color:var(--muted);font-size:.95rem;margin-bottom:0}.card.lic .num{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:10px;background:var(--gold-grad);color:#fff;font-weight:800;margin-bottom:14px}.card .best{display:block;margin-top:14px;padding-top:12px;border-top:1px dashed var(--line);font-size:.83rem;color:var(--gold-dark);font-weight:600}.card.struct ul{list-style:none;padding:0;margin:16px 0 0}.card.struct li{display:flex;justify-content:space-between;gap:12px;font-size:.88rem;padding:7px 0;border-bottom:1px dashed var(--line);color:var(--muted)}.card.struct li b{color:var(--ink);font-weight:700}.steps{margin-top:10px}.step,.steps{position:relative}.step{display:grid;grid-template-columns:56px 1fr;grid-gap:20px;gap:20px;padding:0 0 34px}.step:not(:last-child):before{content:"";position:absolute;left:27px;top:56px;bottom:0;width:2px;background:linear-gradient(180deg,rgba(201,168,76,.6),rgba(201,168,76,.12))}.step .dot{width:56px;height:56px;border-radius:50%;background:var(--gold-grad);color:#fff;font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 20px rgba(168,135,58,.35)}.step .when{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-light);background:rgba(201,168,76,.13);border-radius:999px;padding:3px 12px;margin-bottom:8px}.step .body p{margin:4px 0 0;color:rgba(245,237,214,.72);font-size:.95rem}.step .body h4{margin-bottom:0}.section:not(.dark) .step .body p{color:var(--muted)}.section:not(.dark) .step .when{color:var(--gold-dark)}.pricing{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:24px;gap:24px;margin:10px 0 40px}@media (max-width:980px){.pricing{grid-template-columns:1fr}}.price{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;box-shadow:var(--shadow);display:flex;flex-direction:column}.price.feature{border:2px solid var(--gold);box-shadow:var(--shadow-lg);transform:scale(1.02)}.plan{font-size:.85rem;color:var(--gold-dark)}.plan,.ribbon{font-weight:700;letter-spacing:.08em;text-transform:uppercase}.ribbon{position:absolute;top:-13px;left:50%;transform:translateX(-50%);background:var(--gold-grad);color:#fff;font-size:.75rem;padding:4px 16px;border-radius:999px;white-space:nowrap}.price h3{margin-bottom:4px}.amt{font-size:1.7rem;font-weight:800;color:var(--ink);margin:6px 0 18px}.amt small{font-size:.85rem;font-weight:600;color:var(--muted)}.price ul{list-style:none;padding:0;margin:0 0 24px;flex:1 1}.price li{padding:8px 0 8px 28px;border-bottom:1px dashed var(--line);font-size:.93rem;color:var(--muted);position:relative}.price li:before{content:"✓";position:absolute;left:2px;color:var(--gold-dark);font-weight:800}.price .btn{text-align:center}.price .btn-outline{color:var(--teal-700)!important;border-color:var(--teal-700)}.price .btn-outline:hover{background:var(--teal-700);color:#fff!important}.addons{background:var(--cream-bg);border:1px solid var(--line);border-radius:var(--radius);padding:26px 28px}.addons ul{list-style:none;padding:0;margin:10px 0 0;display:grid;grid-template-columns:1fr 1fr;grid-gap:8px 32px;gap:8px 32px}@media (max-width:760px){.addons ul{grid-template-columns:1fr}}.addons li{font-size:.93rem;color:var(--muted);padding:6px 0;border-bottom:1px dashed var(--line)}.addons li b{color:var(--ink)}.disclaimer{font-size:.85rem;color:var(--muted);max-width:820px;margin-top:22px}.docs{display:grid;grid-template-columns:1fr 1fr;grid-gap:24px;gap:24px}@media (max-width:860px){.docs{grid-template-columns:1fr}}.doc-card{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);padding:26px 28px;box-shadow:var(--shadow)}.doc-card ul{list-style:none;padding:0;margin:12px 0 0}.doc-card li{padding:9px 0 9px 30px;border-bottom:1px dashed var(--line);position:relative;color:var(--muted);font-size:.95rem}.doc-card li:before{content:"📄";position:absolute;left:0;font-size:.9rem}.endto{background:linear-gradient(140deg,var(--teal-800),var(--teal-950));color:rgba(245,237,214,.85);padding:56px 52px;border-radius:18px;border:1px solid rgba(201,168,76,.25)}@media (max-width:700px){.endto{padding:36px 24px}}.endto h2{color:var(--cream)}.endto ul{list-style:none;padding:0;margin:20px 0 30px;max-width:720px}.endto li{padding:10px 0 10px 34px;position:relative;font-size:1rem}.endto li:before{content:"✓";position:absolute;left:0;top:10px;width:22px;height:22px;border-radius:50%;background:var(--gold-grad);color:#fff;font-size:.8rem;font-weight:800;display:flex;align-items:center;justify-content:center}.proof{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px;margin-top:44px}@media (max-width:760px){.proof{grid-template-columns:repeat(2,1fr)}}.pstat{background:rgba(245,237,214,.06);border:1px solid rgba(201,168,76,.3);border-radius:12px;padding:20px}.pstat b{display:block;font-size:1.7rem;color:var(--gold-light)}.pstat small{font-size:.8rem;opacity:.75}.faq{max-width:860px}.faq details,details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;box-shadow:var(--shadow);overflow:hidden}summary{cursor:pointer;font-weight:700;color:var(--ink);list-style:none;position:relative;padding:18px 52px 18px 22px}summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);width:26px;height:26px;border-radius:50%;background:rgba(201,168,76,.15);color:var(--gold-dark);font-weight:800;display:flex;align-items:center;justify-content:center}details[open] summary:after{content:"–"}details>p{padding:0 22px 18px;margin:0;color:var(--muted)}.final{background:radial-gradient(900px 480px at 50% -20%,rgba(201,168,76,.22),transparent 60%),linear-gradient(140deg,var(--teal-800),var(--teal-950));color:rgba(245,237,214,.88);text-align:center;padding:96px 0}.final h2{color:var(--cream);font-size:clamp(1.8rem,3.4vw,2.7rem)}.final p{max-width:62ch;margin:0 auto 30px}.final .btn{margin:0 8px 10px}.svc-icon{width:52px;height:52px;border-radius:13px;background:var(--gold-grad);display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:16px}.card .cta-link{display:inline-block;margin-top:16px;font-weight:700;color:var(--gold-dark);text-decoration:none}.card .cta-link:hover{color:var(--teal-700)}.contact-strip{display:flex;gap:34px;flex-wrap:wrap;justify-content:center;margin-top:38px;font-size:.97rem}.contact-strip a{color:var(--gold-light);text-decoration:none;font-weight:700}.about-grid{display:grid;grid-template-columns:1.15fr .85fr;grid-gap:56px;gap:56px;align-items:center}@media (max-width:900px){.about-grid{grid-template-columns:1fr}}.about-grid p{color:var(--muted)}.about-points{list-style:none;padding:0;margin:0}.about-points li{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:12px;padding:14px 18px;margin-bottom:12px;font-size:.94rem;color:var(--muted);box-shadow:var(--shadow)}.about-points b{color:var(--ink)}.mini-list{list-style:none;padding:0;margin:14px 0 0}.mini-list li{font-size:.88rem;color:var(--muted);padding:5px 0 5px 22px;position:relative}.mini-list li:before{content:"✓";position:absolute;left:0;color:var(--gold-dark);font-weight:800}.loc-card{background:rgba(245,237,214,.06);border:1px solid rgba(201,168,76,.3);border-radius:var(--radius);padding:26px 24px}.loc-card h3{color:var(--gold-light)}.loc-card p{font-size:.92rem;color:rgba(245,237,214,.72);margin:0}.loc-cta{margin-top:34px;font-size:1.02rem}.loc-cta a{color:var(--gold-light);font-weight:700}.banking-band{margin-top:44px}.banking-band h2{font-size:clamp(1.4rem,2.4vw,1.9rem)}.blog-card{text-decoration:none;display:flex;flex-direction:column}.blog-card h3{font-size:1.05rem;color:var(--ink)}.blog-card p{flex:1 1}.blog-date{font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:10px}.accent{font-family:Playfair Display,Georgia,serif;font-style:italic;font-weight:600;background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;color:transparent}.section-head.centered{text-align:center}.centered-block,.section-head.centered{margin-left:auto;margin-right:auto}img{color:transparent}.hero-v2{background-size:cover;background-position:50%;padding:80px 0 90px}.hero-checks{list-style:none;padding:0;margin:26px 0 6px;max-width:60ch}.hero-checks li{padding:8px 0 8px 34px;position:relative;font-size:1.02rem}.hero-checks li:before{content:"✓";position:absolute;left:0;top:8px;width:22px;height:22px;border-radius:50%;background:var(--gold-grad);color:#fff;font-size:.8rem;font-weight:800;display:flex;align-items:center;justify-content:center}.quick-panel{background:rgba(7,18,26,.72);-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border:1px solid rgba(201,168,76,.35);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow-lg);align-self:center}.hero-tools-label{display:block;font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-light);margin-bottom:14px;text-align:center}.hero-tools-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}.hero-tool{display:flex;align-items:center;gap:9px;justify-content:center;text-align:center;padding:16px 12px;border-radius:10px;font-family:inherit;font-size:.92rem;font-weight:700;cursor:pointer;text-decoration:none;border:1.5px solid rgba(201,168,76,.4);background:rgba(245,237,214,.05);color:var(--cream);transition:transform .15s ease,background .15s ease,box-shadow .15s ease,border-color .15s ease}.hero-tool:hover{transform:translateY(-2px);border-color:var(--gold-light);background:rgba(201,168,76,.14)}.hero-tool.primary{background:var(--gold-grad);color:#fff;border-color:transparent;box-shadow:0 8px 20px rgba(168,135,58,.35)}.hero-tool.primary:hover{box-shadow:0 12px 26px rgba(168,135,58,.5)}.ht-icon{font-size:1.05rem}.hero-tools-trust{display:flex;justify-content:center;flex-wrap:wrap;gap:14px;margin-top:16px;font-size:.78rem;color:rgba(245,237,214,.75)}@media (max-width:480px){.hero-tools-grid{grid-template-columns:1fr}}.tool-hero{background:radial-gradient(900px 480px at 50% -20%,rgba(201,168,76,.16),transparent 60%),linear-gradient(140deg,var(--teal-800),var(--teal-950));color:rgba(245,237,214,.88);padding:56px 0 64px;text-align:center}.tool-hero h1{color:var(--cream);font-size:clamp(1.9rem,3.6vw,2.8rem)}.tool-hero-sub{max-width:64ch;margin:0 auto;color:rgba(245,237,214,.78);font-size:1.05rem}.tool-hero .eyebrow{color:var(--gold-light);background:rgba(201,168,76,.14);border-color:rgba(201,168,76,.45)}.tool-crumb{font-size:.82rem;color:rgba(245,237,214,.55);margin-bottom:18px}.tool-crumb a{color:rgba(245,237,214,.75);text-decoration:none}.tool-crumb span{margin:0 6px}.tool-stats{display:flex;justify-content:center;gap:16px;flex-wrap:wrap;margin-top:30px}.tool-stats>div{background:rgba(245,237,214,.06);border:1px solid rgba(201,168,76,.3);border-radius:12px;padding:16px 26px;min-width:120px}.tool-stats b{display:block;font-size:1.5rem;color:var(--gold-light)}.tool-stats small{font-size:.75rem;letter-spacing:.05em;text-transform:uppercase;opacity:.75}.tool-page-body{padding:56px 0;background:var(--cream-bg)}.tool-card{background:#fff;border:1px solid var(--line);border-top:5px solid var(--gold);border-radius:16px;box-shadow:var(--shadow-lg);padding:36px 40px 40px;max-width:780px;margin:0 auto}@media (max-width:600px){.tool-card{padding:26px 22px 30px}}.tool-final{padding:72px 0}.tool-progress{font-size:.75rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:12px}.tool-q{font-size:1.1rem;color:var(--ink);margin:0 0 6px}.tool-hint{font-size:.88rem;color:var(--muted);margin:0 0 16px}.tool-label{display:block;font-weight:700;font-size:.85rem;color:var(--ink);margin:16px 0 6px}.tool-input{width:100%;padding:13px 15px;border:1.5px solid #dfd8c6;border-radius:9px;font:inherit;background:#fffdf8}.tool-input:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.18)}.chip-grid{display:grid;grid-template-columns:1fr 1fr;grid-gap:10px;gap:10px}.chip{padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;font:inherit;font-size:.9rem;font-weight:600;color:var(--ink);cursor:pointer;text-align:left;transition:border-color .15s ease,background .15s ease}.chip.icon{display:flex;align-items:center;gap:8px}.chip.sel,.chip:hover{border-color:var(--gold)}.chip.sel{background:rgba(201,168,76,.12)}@media (max-width:480px){.chip-grid{grid-template-columns:1fr}}.stepper{display:flex;align-items:center;justify-content:space-between;padding:14px 0;border-bottom:1px dashed var(--line)}.stepper-label{font-size:.92rem;font-weight:600;color:var(--ink)}.stepper-controls{display:flex;align-items:center;gap:16px}.stepper-controls button{width:38px;height:38px;border-radius:9px;border:1.5px solid var(--line);background:var(--cream-bg);font-size:1.3rem;cursor:pointer;color:var(--ink)}.stepper-controls button:hover{border-color:var(--gold)}.stepper-controls span{min-width:24px;text-align:center;font-weight:800;font-size:1.1rem}.tool-nav{display:flex;justify-content:space-between;align-items:center;margin-top:24px;gap:12px}.tool-nav .btn{padding:12px 24px;font-size:.95rem}.tool-nav .btn-ghost{color:var(--teal-700)!important;border-color:var(--teal-700)}.tool-nav .btn:disabled{opacity:.45;cursor:not-allowed;transform:none;box-shadow:none}.result-headline{text-align:center;margin-bottom:20px}.result-headline span{display:block;font-size:.85rem;color:var(--muted)}.result-headline b{display:block;font-size:2.2rem;color:var(--ink);letter-spacing:-.02em}.result-headline small{color:var(--gold-dark);font-weight:600}.result-table{width:100%;border-collapse:collapse;margin-bottom:16px}.result-table th{text-align:left;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);padding:8px 10px;border-bottom:2px solid var(--line)}.result-table td{padding:11px 10px;border-bottom:1px dashed var(--line);font-size:.9rem}.result-table tr.best td{background:rgba(201,168,76,.1);font-weight:700}.result-table tr.best td:last-child{color:var(--gold-dark)}.gv-result{border-radius:12px;padding:18px 20px;margin:18px 0 4px}.gv-result.ok{background:rgba(28,122,74,.1);border:1px solid rgba(28,122,74,.35)}.gv-result.near{background:rgba(201,168,76,.1);border:1px solid rgba(201,168,76,.35)}.gv-result b{display:block;font-size:1.05rem;margin-bottom:4px;color:var(--ink)}.gv-result p{margin:0;font-size:.9rem;color:var(--muted)}.activity-results{max-height:280px;overflow-y:auto;border:1px solid var(--line);border-radius:10px;margin-top:8px}.activity-row{display:flex;justify-content:space-between;align-items:center;padding:11px 15px;border-bottom:1px dashed var(--line)}.activity-row:last-child{border-bottom:0}.activity-name{font-size:.9rem;font-weight:600;color:var(--ink)}.activity-cat{font-size:.7rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:3px 10px;border-radius:999px}.cat-commercial{background:rgba(14,82,87,.12);color:var(--teal-700)}.cat-professional{background:rgba(201,168,76,.16);color:var(--gold-dark)}.cat-industrial{background:rgba(84,89,95,.14);color:#54595f}.cat-holding{background:rgba(120,80,180,.12);color:#6a4fb0}.tool-cta-row{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0 4px}.tool-cta-row .btn{flex:1 1;text-align:center;min-width:150px;padding:13px 18px}.tool-cta-row .btn-ghost{color:var(--teal-700)!important;border-color:var(--teal-700)}.tool-disclaimer{font-size:.76rem;color:var(--muted);margin:16px 0 0;line-height:1.5}.tool-restart{background:none;border:0;color:var(--gold-dark);font-weight:600;cursor:pointer;font-size:.85rem;margin-top:14px;padding:0}.tool-restart:hover{color:var(--teal-700)}.tool-q{font-size:1.3rem}.ar-root .footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}@media (max-width:900px){.ar-root .footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:560px){.ar-root .footer-grid{grid-template-columns:1fr}}.blog-grid{grid-template-columns:repeat(3,1fr)}@media (max-width:900px){.blog-grid{grid-template-columns:1fr 1fr}}@media (max-width:600px){.blog-grid{grid-template-columns:1fr}}.blog-wrap{max-width:780px}.blog-layout{display:grid;grid-template-columns:minmax(0,1fr) 360px;grid-gap:40px;gap:40px;align-items:stretch}.blog-main{min-width:0}.blog-hero{position:relative;border-radius:16px;overflow:hidden;aspect-ratio:16/8;box-shadow:var(--shadow-lg);background:var(--teal-900)}.blog-hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.blog-hero-overlay{position:absolute;inset:0;display:flex;flex-direction:column;justify-content:flex-end;gap:14px;padding:34px 38px;background:linear-gradient(90deg,rgba(5,31,34,.92),rgba(6,42,46,.72) 45%,rgba(6,42,46,.3))}.blog-hero-mark{position:absolute;top:26px;left:34px;width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--gold-grad);color:#1c1200;font-weight:800;font-size:1.4rem}.blog-hero-title{color:#fff;margin:0;max-width:620px;font-size:clamp(1.5rem,3.4vw,2.4rem);line-height:1.2}.blog-hero-rule{width:120px;height:3px;background:var(--gold-grad);border-radius:2px}.blog-title{font-size:clamp(1.7rem,4vw,2.6rem);line-height:1.18;color:var(--ink);margin:26px 0 12px}.blog-crumb{color:var(--muted);font-size:.9rem;margin:0 0 16px}.blog-crumb a{color:var(--teal-700);text-decoration:none;font-weight:600}.blog-crumb a:hover{text-decoration:underline}.blog-crumb .current,.blog-meta{color:var(--muted)}.blog-meta{display:flex;gap:22px;align-items:center;font-size:.9rem;font-weight:600;margin:0 0 24px;flex-wrap:wrap}.blog-meta-item{display:inline-flex;align-items:center;gap:7px}.blog-meta-item svg{color:var(--gold-dark);flex:none}.blog-toc{border:1px solid var(--line);border-radius:12px;background:var(--cream-bg);padding:4px 20px;margin:0 0 30px}.blog-toc summary{list-style:none;cursor:pointer;font-weight:700;color:var(--ink);font-size:1.08rem;padding:14px 0;display:flex;align-items:center;justify-content:space-between}.blog-toc summary::-webkit-details-marker{display:none}.blog-toc summary:after{content:"▾";color:var(--gold-dark);font-size:.9rem;transition:transform .2s ease}.blog-toc[open] summary:after{transform:rotate(180deg)}.blog-toc ul{list-style:none;margin:0 0 14px;padding:8px 0 0;border-top:1px solid var(--line)}.blog-toc li{margin:4px 0}.blog-toc li.toc-sub{-webkit-padding-start:20px;padding-inline-start:20px}.blog-toc a{color:var(--teal-700);text-decoration:none;font-weight:600;font-size:.96rem}.blog-toc a:hover{text-decoration:underline;color:var(--gold-dark)}.blog-side{min-width:0}.blog-side-sticky{position:-webkit-sticky;position:sticky;top:96px}.blog-lead{border-radius:16px;overflow:hidden;background:linear-gradient(160deg,var(--teal-900) 0,var(--teal-950) 100%);box-shadow:var(--shadow-lg);border:1px solid rgba(201,168,76,.18)}.blog-lead-head{padding:26px 26px 6px}.blog-lead-head h3{color:var(--gold-light);margin:0 0 4px;font-size:1.35rem}.blog-lead-head p{color:rgba(245,237,214,.75);margin:0;font-size:.95rem}.blog-lead-form{padding:14px 26px 28px;display:flex;flex-direction:column;gap:14px}.blog-lead-form .bl-row{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}.blog-lead-form input,.blog-lead-form select{width:100%;padding:12px 14px;border-radius:8px;border:1px solid rgba(245,237,214,.28);background:rgba(255,255,255,.06);color:#fff;font-size:.95rem;font-family:inherit}.blog-lead-form input::placeholder{color:rgba(245,237,214,.6)}.blog-lead-form input:focus,.blog-lead-form select:focus{outline:none;border-color:var(--gold-light);background:rgba(255,255,255,.1)}.blog-lead-form select{color:rgba(245,237,214,.85);-webkit-appearance:none;-moz-appearance:none;appearance:none;background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='%23e2c47a'><path d='M7 10l5 5 5-5z'/></svg>");background-repeat:no-repeat;background-position:right 14px center;padding-right:34px}.blog-lead-form select option{color:#10221f}.blog-lead-form .bl-phone{display:flex;align-items:stretch}.blog-lead-form .bl-flag{display:inline-flex;align-items:center;padding:0 12px;white-space:nowrap;border:1px solid rgba(245,237,214,.28);border-right:0;border-radius:8px 0 0 8px;background:rgba(255,255,255,.06);color:rgba(245,237,214,.85);font-size:.9rem;font-weight:600}.blog-lead-form .bl-phone input{border-radius:0 8px 8px 0}.blog-lead-form .bl-error{color:#ffb4a2;font-size:.85rem;margin:-4px 0 0}.blog-lead-form .bl-submit{width:100%;margin-top:4px}.blog-lead-form .bl-submit:disabled{opacity:.7;cursor:default}@media (max-width:900px){.blog-layout{grid-template-columns:1fr;gap:0}.blog-side{margin-top:40px}.blog-side-sticky{position:static}.blog-lead{max-width:440px;margin:0 auto}}.blog-hero-img{border-radius:14px;overflow:hidden;margin:0 0 28px;box-shadow:var(--shadow-lg)}.blog-hero-img img{width:100%;height:auto;display:block}.blog-content{color:var(--ink);font-size:1.05rem;line-height:1.75}.blog-content h2,.blog-content h3{scroll-margin-top:100px}.blog-content p{margin:0 0 18px}.blog-content h2{font-size:1.5rem;line-height:1.3;color:var(--ink);margin:36px 0 14px}.blog-content h3{font-size:1.2rem;line-height:1.35;color:var(--ink);margin:28px 0 10px}.blog-content a{color:var(--teal-700);font-weight:600;text-decoration:underline;text-underline-offset:2px}.blog-content ol,.blog-content ul{margin:0 0 18px;-webkit-padding-start:22px;padding-inline-start:22px}.blog-content li{margin:6px 0}.blog-content img{max-width:100%;height:auto;border-radius:10px;margin:8px 0}.blog-content table{width:100%;border-collapse:collapse;margin:8px 0 24px;font-size:.95rem;display:block;overflow-x:auto}.blog-content td,.blog-content th{border:1px solid var(--line);padding:10px 12px;text-align:start;vertical-align:top}.blog-content thead th{background:var(--cream-bg);font-weight:700}.blog-content .elementor-widget-container{margin:0}.blog-content .elementor-button{display:inline-block;background:var(--gold);color:#1c1200!important;font-weight:700;padding:12px 22px;border-radius:10px;text-decoration:none;margin:6px 0}.blog-content .elementor-button:hover{filter:brightness(1.04)}.blog-content .elementor-align-center,.blog-cta{text-align:center}.blog-cta{margin:40px 0 8px;padding:26px 24px;background:var(--cream-bg);border:1px solid var(--line);border-radius:14px}.blog-cta h2{font-size:1.3rem;margin:0 0 8px;color:var(--ink)}.blog-cta p{margin:0 0 16px;color:var(--muted)}.blog-cta .tool-cta-row{max-width:460px;margin:0 auto}.blog-back{margin-top:26px}.ar-root .blog-content{text-align:right}.office-grid{display:grid;grid-template-columns:1.3fr 1fr;grid-gap:32px;gap:32px;align-items:stretch}.office-map{border-radius:14px;overflow:hidden;box-shadow:var(--shadow-lg);min-height:380px}.office-map iframe{width:100%;height:100%;min-height:380px;display:block;border:0}.office-info{display:flex;flex-direction:column;justify-content:center}.office-info h3{font-size:1.4rem;color:var(--ink);margin:0 0 16px}.office-nap{list-style:none;padding:0;margin:0 0 22px}.office-nap li{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-bottom:1px dashed var(--line);font-size:.98rem;color:var(--ink);line-height:1.5}.office-nap li span{flex:0 0 auto}.office-nap a{color:var(--teal-700);font-weight:600}.office-cta{display:flex;gap:12px;flex-wrap:wrap}.office-cta .btn{flex:1 1;min-width:150px;text-align:center}.ar-root .office-nap li{flex-direction:row-reverse;text-align:right}@media (max-width:760px){.office-grid{grid-template-columns:1fr;gap:22px}.office-map,.office-map iframe{min-height:300px}}.cc-two{display:grid;grid-template-columns:1fr 1fr;grid-gap:12px;gap:12px}@media (max-width:480px){.cc-two{grid-template-columns:1fr}}.cc-opt{font-weight:500;color:var(--muted);font-size:.78rem}select.tool-input{-moz-appearance:none;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath fill='%23928a72' d='M1 1l5 5 5-5'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:38px}select.tool-input:disabled{opacity:.5;cursor:not-allowed}.cc-seg{display:flex;gap:10px;margin-bottom:4px}.cc-seg-btn{flex:1 1;padding:13px 14px;border:1.5px solid var(--line);border-radius:10px;background:#fff;font:inherit;font-size:.9rem;font-weight:600;color:var(--ink);cursor:pointer;transition:border-color .15s ease,background .15s ease}.cc-seg-btn.sel,.cc-seg-btn:hover{border-color:var(--gold)}.cc-seg-btn.sel{background:rgba(201,168,76,.12)}@media (max-width:420px){.cc-seg{flex-direction:column}}.cc-breakdown{border:1px solid var(--line);border-radius:12px;padding:6px 16px;margin:6px 0 4px}.cc-b-row{display:flex;justify-content:space-between;align-items:center;padding:11px 0;border-bottom:1px dashed var(--line);font-size:.9rem}.cc-b-row:last-child{border-bottom:0}.cc-b-row span{color:var(--muted)}.cc-b-row b{color:var(--ink);font-weight:700}.cc-b-row.total{border-top:2px solid var(--line);margin-top:2px}.cc-b-row.total span{color:var(--ink);font-weight:700}.cc-b-row.total b{color:var(--gold-dark);font-size:1.05rem}.tool-error{background:rgba(192,57,43,.08);border:1px solid rgba(192,57,43,.3);color:#a3342a;border-radius:10px;padding:11px 14px;font-size:.85rem;margin:4px 0 14px}.activity-search-box{display:flex;align-items:center;gap:10px;border:2px solid var(--gold);border-radius:12px;padding:4px 16px;background:#fffdf8;box-shadow:0 6px 18px rgba(201,168,76,.12)}.asb-icon{font-size:1.1rem;opacity:.7}.asb-input{flex:1 1;border:0;background:transparent;padding:15px 4px;font:inherit;font-size:1.05rem;outline:none;color:var(--ink)}.activity-top-cta{margin-top:16px}.activity-top-cta .btn{flex:0 1 auto}.activity-trust{text-align:center;font-size:.8rem;color:var(--muted);margin:12px 0 24px}.cat-chips{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px;padding-bottom:22px;border-bottom:1px solid var(--line)}.cat-chip{border:1.5px solid var(--line);background:#fff;border-radius:999px;padding:8px 15px;font:inherit;font-size:.82rem;font-weight:600;color:var(--muted);cursor:pointer;transition:all .15s ease;white-space:nowrap}.cat-chip:hover{border-color:var(--gold);color:var(--ink)}.cat-chip.sel{background:var(--gold-grad);color:#fff;border-color:transparent}.activity-count{font-size:.88rem;color:var(--muted);margin-bottom:14px}.activity-count b{color:var(--ink)}.activity-list{max-height:460px;overflow-y:auto;border:1px solid var(--line);border-radius:12px}.activity-item{display:grid;grid-template-columns:62px 1fr auto;align-items:center;grid-gap:14px;gap:14px;padding:13px 18px;border-bottom:1px dashed var(--line)}.activity-item:last-child{border-bottom:0}.activity-item:hover{background:var(--cream-bg)}.ai-code{font-size:.78rem;font-weight:700;color:var(--gold-dark);font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.ai-name{font-size:.94rem;font-weight:600;color:var(--ink)}.activity-empty{padding:30px 20px;text-align:center;color:var(--muted);font-size:.92rem}.activity-empty a{color:var(--gold-dark);font-weight:700}@media (max-width:520px){.activity-item{grid-template-columns:52px 1fr}.activity-item .activity-cat{grid-column:2;justify-self:start}}.qp-label{display:block;font-size:.75rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold-light);margin:4px 6px 12px}.qp-item{display:flex;align-items:center;gap:14px;padding:13px 14px;border-radius:10px;text-decoration:none;color:var(--cream);border:1px solid transparent;transition:background .15s ease,border-color .15s ease,transform .15s ease}.qp-item:hover{background:rgba(201,168,76,.12);border-color:rgba(201,168,76,.4);transform:translateX(4px)}.qp-item+.qp-item{margin-top:4px}.qp-icon{width:40px;height:40px;border-radius:10px;background:rgba(201,168,76,.16);border:1px solid rgba(201,168,76,.35);display:flex;align-items:center;justify-content:center;font-size:1.1rem;flex:none}.qp-text{display:flex;flex-direction:column;line-height:1.3}.qp-text b{font-size:.95rem}.qp-text small{font-size:.78rem;opacity:.65}.qp-arrow{margin-left:auto;color:var(--gold-light);font-weight:700}.stats-bar{background:var(--ink);border-top:1px solid rgba(201,168,76,.25);border-bottom:1px solid rgba(201,168,76,.25);padding:26px 0}.stats-bar-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:20px;gap:20px;text-align:center}.stats-bar-grid>div{display:flex;flex-direction:column}.stats-bar-grid>div:not(:last-child){border-right:1px solid rgba(245,237,214,.14)}.stats-bar-grid b{font-size:1.7rem;color:var(--gold-light)}.stats-bar-grid small{font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:rgba(245,237,214,.6)}@media (max-width:700px){.stats-bar-grid{grid-template-columns:repeat(2,1fr)}.stats-bar-grid>div:nth-child(2){border-right:0}}.subnav{position:-webkit-sticky;position:sticky;top:72px;z-index:50;background:var(--teal-950);border-bottom:1px solid rgba(201,168,76,.2)}.subnav-row{display:flex;align-items:center;gap:26px;height:52px;overflow-x:auto}.subnav-row a{color:rgba(245,237,214,.75);text-decoration:none;font-size:.86rem;font-weight:600;white-space:nowrap}.subnav-row a:hover{color:var(--gold-light)}.subnav-cta{margin-left:auto;color:var(--gold-light)!important;border:1px solid rgba(201,168,76,.45);border-radius:999px;padding:6px 16px}.look-card{text-align:center;display:flex;flex-direction:column;align-items:center;padding:36px 28px}.look-card .look-amt{font-size:1rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;color:transparent;margin-bottom:4px}.look-card h3{font-size:1.55rem;font-weight:800;letter-spacing:-.01em;margin-bottom:12px}.look-card p{flex:1 1;margin-bottom:22px}.look-card .btn{font-size:.92rem;padding:12px 24px}.hub-card{display:flex;flex-direction:column}.hub-links{list-style:none;padding:0;margin:16px 0 0;border-top:1px dashed var(--line)}.hub-links li{border-bottom:1px dashed var(--line)}.hub-links a{display:block;padding:10px 2px;font-size:.92rem;font-weight:600;color:var(--teal-700);text-decoration:none}.hub-links a:hover{color:var(--gold-dark);padding-left:6px;transition:all .15s ease}.step-card{background:var(--cream-bg);border:1px solid var(--line);border-radius:var(--radius);padding:34px 28px;position:relative}.step-num{display:block;font-family:Playfair Display,Georgia,serif;font-style:italic;font-size:2.6rem;font-weight:600;line-height:1;background:var(--gold-grad);-webkit-background-clip:text;background-clip:text;color:transparent;margin-bottom:14px}.step-card p{color:var(--muted);font-size:.95rem;margin:0}.num-card{background:rgba(245,237,214,.05);border:1px solid rgba(201,168,76,.3);border-radius:var(--radius);padding:28px 24px;display:flex;flex-direction:column}.num-amt{font-size:1.9rem;color:var(--gold-light);letter-spacing:-.01em}.num-label{font-size:.75rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:rgba(245,237,214,.6);margin:2px 0 12px}.num-card p{font-size:.9rem;color:rgba(245,237,214,.72);flex:1 1}.num-cta{color:var(--gold-light);font-weight:700;font-size:.9rem;text-decoration:none}.num-cta:hover{color:var(--cream)}.media-card{padding:0;overflow:hidden;text-decoration:none;display:flex;flex-direction:column}.media-img{height:170px;background:linear-gradient(140deg,var(--teal-800),var(--teal-950));position:relative;overflow:hidden}.media-img img{width:100%;height:100%;object-fit:cover;display:block}.media-body{padding:20px 22px 24px;display:flex;flex-direction:column;flex:1 1}.media-body h3{font-size:1.02rem;color:var(--ink)}.media-body p{flex:1 1;font-size:.88rem}.zones-media{margin-top:22px}.quote-card{margin:0;background:rgba(245,237,214,.05);border:1px solid rgba(201,168,76,.3);border-radius:var(--radius);padding:30px 28px;display:flex;flex-direction:column}.quote-stars{color:var(--gold-light);letter-spacing:.2em;margin-bottom:14px}.quote-card blockquote{margin:0 0 20px;font-size:.98rem;line-height:1.7;color:rgba(245,237,214,.85);flex:1 1}.quote-card figcaption{display:flex;flex-direction:column;border-top:1px solid rgba(245,237,214,.14);padding-top:14px}.quote-card figcaption b{color:var(--cream)}.quote-card figcaption small{color:rgba(245,237,214,.55);font-size:.8rem}.advisor-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px 24px;text-align:center;box-shadow:var(--shadow)}.advisor-avatar{width:84px;height:84px;border-radius:50%;margin:0 auto 16px;background:linear-gradient(140deg,var(--teal-800),var(--teal-950));border:2px solid var(--gold);color:var(--gold-light);font-size:1.5rem;font-weight:800;display:flex;align-items:center;justify-content:center}.advisor-card h3{margin-bottom:2px}.advisor-role{display:block;font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-dark);margin-bottom:10px}.advisor-card p{font-size:.88rem;color:var(--muted);margin:0}.partner-strip{display:grid;grid-template-columns:repeat(7,1fr);grid-gap:18px;gap:18px;margin-bottom:80px}@media (max-width:1020px){.partner-strip{grid-template-columns:repeat(4,1fr)}}@media (max-width:640px){.partner-strip{grid-template-columns:repeat(2,1fr)}}.partner-logo{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 14px 14px;display:flex;flex-direction:column;align-items:center;gap:10px;box-shadow:var(--shadow);transition:transform .18s ease,box-shadow .18s ease}.partner-logo:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.partner-logo img{height:48px;width:auto;max-width:100%;object-fit:contain;filter:grayscale(.35);transition:filter .18s ease}.partner-logo:hover img{filter:grayscale(0)}.partner-logo span{font-size:.75rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}.banking-network{border-top:1px dashed var(--line);padding-top:70px}.bank-strip{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;max-width:900px;margin:0 auto}.bank-chip{background:#fff;border:1px solid var(--line);border-radius:999px;padding:11px 22px;font-size:.92rem;font-weight:700;color:var(--ink);box-shadow:var(--shadow);transition:transform .15s ease,border-color .15s ease}.bank-chip:hover{transform:translateY(-3px);border-color:var(--gold)}.bank-note{text-align:center;font-size:.85rem;color:var(--muted);max-width:640px;margin:26px auto 0}.wp-content section>.wrap>p{max-width:820px}.fc-whatsapp{position:fixed;left:22px;bottom:22px;z-index:150;width:56px;height:56px;border-radius:50%;background:#25d366;color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 8px 24px rgba(37,211,102,.45);transition:transform .15s ease,box-shadow .15s ease;animation:fcPulse 2.6s infinite}.fc-whatsapp:hover{transform:scale(1.08);box-shadow:0 12px 30px rgba(37,211,102,.6)}@keyframes fcPulse{0%{box-shadow:0 8px 24px rgba(37,211,102,.45),0 0 0 0 rgba(37,211,102,.5)}70%{box-shadow:0 8px 24px rgba(37,211,102,.45),0 0 0 16px rgba(37,211,102,0)}to{box-shadow:0 8px 24px rgba(37,211,102,.45),0 0 0 0 rgba(37,211,102,0)}}.fc-tab{position:fixed;right:0;top:50%;transform:translateY(-50%);z-index:150;display:flex;flex-direction:column;align-items:center;gap:8px;border:0;cursor:pointer;background:var(--gold-grad);color:#fff;font-family:inherit;font-weight:700;font-size:.82rem;letter-spacing:.04em;padding:16px 10px;border-radius:12px 0 0 12px;box-shadow:-4px 6px 20px rgba(7,18,26,.3);transition:padding-right .15s ease}.fc-tab:hover{padding-right:16px}.fc-tab-icon{font-size:1.15rem}.fc-tab-text{writing-mode:vertical-rl;-webkit-text-orientation:mixed;text-orientation:mixed}.fc-overlay{position:fixed;inset:0;z-index:200;background:rgba(5,15,20,.6);-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);display:flex;justify-content:flex-end}.fc-drawer{width:100%;max-width:420px;height:100%;background:#fff;color:var(--text);box-shadow:-20px 0 50px rgba(7,18,26,.3);padding:30px 30px 40px;overflow-y:auto;position:relative;animation:fcSlide .22s ease}@keyframes fcSlide{0%{transform:translateX(30px);opacity:0}to{transform:none;opacity:1}}.fc-close{position:absolute;top:16px;right:16px;width:34px;height:34px;border-radius:50%;border:0;background:var(--cream-bg);color:var(--muted);font-size:1rem;cursor:pointer}.fc-close:hover{background:#efe6d0;color:var(--ink)}.fc-head{margin-bottom:18px}.fc-badge{font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dark);background:rgba(201,168,76,.13);border-radius:999px;padding:4px 12px}.fc-head h3{margin:12px 0 4px;color:var(--ink);font-size:1.4rem}.fc-head p{margin:0;color:var(--muted);font-size:.9rem}.fc-form label{display:block;font-size:.82rem;font-weight:700;color:var(--ink);margin:14px 0 6px}.fc-form input,.fc-form select,.fc-form textarea{width:100%;margin-top:5px;padding:12px 14px;border:1.5px solid #dfd8c6;border-radius:9px;font:inherit;font-weight:400;color:var(--text);background:#fffdf8}.fc-form input:focus,.fc-form select:focus,.fc-form textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.18)}.fc-form textarea{min-height:84px;resize:vertical}.fc-submit{width:100%;margin-top:20px;padding:14px}.fc-error{color:#c0392b;font-size:.85rem;margin:12px 0 0}.fc-note{font-size:.82rem;color:var(--muted);text-align:center;margin:14px 0 0}.fc-note a{color:var(--gold-dark);font-weight:700}.fc-success{text-align:center;padding:40px 10px}.fc-success-icon{width:64px;height:64px;border-radius:50%;margin:0 auto 18px;background:var(--gold-grad);color:#fff;font-size:1.8rem;font-weight:800;display:flex;align-items:center;justify-content:center}.fc-success h3{color:var(--ink);margin-bottom:6px}.fc-success p{color:var(--muted);margin-bottom:22px}.fc-success .btn{display:inline-block;margin-bottom:12px}@media (max-width:520px){.fc-drawer{max-width:100%}.fc-tab-text{display:none}.fc-tab{padding:14px;border-radius:12px 0 0 12px}.fc-whatsapp{width:50px;height:50px;left:16px;bottom:16px}}.wp-content .guide-breadcrumb{background:var(--ink);color:rgba(245,237,214,.6);font-size:.82rem;padding:12px 0;border-bottom:1px solid rgba(201,168,76,.15)}.wp-content .guide-breadcrumb .wrap{display:flex;gap:8px;flex-wrap:wrap}.wp-content .guide-breadcrumb a{color:rgba(245,237,214,.8);text-decoration:none}.wp-content .guide-breadcrumb a:hover{color:var(--gold-light)}.wp-content .byline{display:flex;flex-wrap:wrap;gap:18px 26px;align-items:center;margin:20px 0 26px;padding:16px 0;border-top:1px solid rgba(245,237,214,.15);border-bottom:1px solid rgba(245,237,214,.15)}.wp-content .byline .by-person{display:flex;align-items:center;gap:10px}.wp-content .byline .by-avatar{width:42px;height:42px;border-radius:50%;background:var(--gold-grad);color:#fff;font-weight:800;font-size:.95rem;display:flex;align-items:center;justify-content:center}.wp-content .byline .by-text{display:flex;flex-direction:column;line-height:1.3}.wp-content .byline .by-text b{color:var(--cream);font-size:.9rem}.wp-content .byline .by-text small{color:rgba(245,237,214,.6);font-size:.76rem}.wp-content .byline .by-updated{margin-left:auto;font-size:.8rem;color:rgba(245,237,214,.55)}.wp-content .toc{background:var(--cream-bg);border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:var(--radius);padding:24px 28px;margin:0 auto 40px;max-width:860px}.wp-content .toc h4{margin:0 0 14px;color:var(--ink);font-size:.85rem;letter-spacing:.08em;text-transform:uppercase}.wp-content .toc ol{margin:0;padding-left:20px;column-count:2;column-gap:40px}@media (max-width:640px){.wp-content .toc ol{column-count:1}}.wp-content .toc li{margin:6px 0}.wp-content .toc a{color:var(--teal-700);text-decoration:none;font-size:.92rem;font-weight:600}.wp-content .toc a:hover{color:var(--gold-dark)}.wp-content .summary-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:26px 30px;margin:0 auto 44px;max-width:860px}.wp-content .summary-box h4{margin:0 0 12px;color:var(--ink)}.wp-content .summary-box ul{margin:0;padding:0;list-style:none}.wp-content .summary-box li{padding:8px 0 8px 30px;position:relative;color:var(--muted)}.wp-content .summary-box li:before{content:"✓";position:absolute;left:0;color:var(--gold-dark);font-weight:800}.wp-content .summary-box li b{color:var(--ink)}.wp-content .guide-body{max-width:860px;margin:0 auto}.wp-content .guide-body h2{font-size:clamp(1.5rem,2.6vw,2rem);margin:44px 0 14px;color:var(--ink)}.wp-content .guide-body h3{margin:28px 0 8px;color:var(--ink)}.wp-content .guide-body p{color:var(--text);margin:0 0 16px}.wp-content .guide-body ol,.wp-content .guide-body ul{color:var(--text);margin:0 0 18px;padding-left:22px}.wp-content .guide-body li{margin:6px 0}.wp-content .guide-body a{color:var(--teal-700);font-weight:600}.wp-content .guide-body a:hover{color:var(--gold-dark)}.wp-content .guide-img{margin:22px 0 26px;max-width:640px}.wp-content .guide-img img{width:100%;aspect-ratio:16/9;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow);display:block}.wp-content .guide-img figcaption{font-size:.82rem;color:var(--muted);margin-top:10px}.wp-content .compare-table,.wp-content .cost-table{width:100%;border-collapse:collapse;margin:8px 0 24px;font-size:.93rem}.wp-content .compare-table th,.wp-content .cost-table th{background:var(--ink);color:var(--cream);text-align:left;padding:12px 14px;font-size:.82rem}.wp-content .compare-table td,.wp-content .cost-table td{padding:11px 14px;border-bottom:1px dashed var(--line)}.wp-content .compare-table tr:nth-child(2n) td,.wp-content .cost-table tr:nth-child(2n) td{background:var(--cream-bg)}.wp-content .cost-table td:last-child{font-weight:700;color:var(--ink);white-space:nowrap}@media (max-width:560px){.wp-content .compare-table,.wp-content .cost-table{font-size:.84rem}.wp-content .compare-table th,.wp-content .cost-table th{padding:9px 10px;font-size:.74rem}.wp-content .compare-table td,.wp-content .cost-table td{padding:8px 10px}.wp-content .cost-table td:last-child{white-space:normal}}.wp-content .sources{background:var(--cream-bg);border-radius:var(--radius);padding:20px 26px;margin:30px 0}.wp-content .sources h4{margin:0 0 10px;font-size:.8rem;letter-spacing:.08em;text-transform:uppercase;color:var(--gold-dark)}.wp-content .sources ul{margin:0;padding-left:20px}.wp-content .sources li{font-size:.88rem;margin:5px 0}.wp-content .author-bio{display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:24px 28px;margin:34px auto;max-width:860px}.wp-content .author-bio .ab-avatar{width:64px;height:64px;border-radius:50%;flex:none;background:var(--gold-grad);color:#fff;font-weight:800;font-size:1.3rem;display:flex;align-items:center;justify-content:center}.wp-content .author-bio b{color:var(--ink)}.wp-content .author-bio .ab-role{display:block;font-size:.8rem;color:var(--gold-dark);font-weight:700;margin:2px 0 8px;text-transform:uppercase;letter-spacing:.05em}.wp-content .author-bio p{margin:0;color:var(--muted);font-size:.92rem}.wp-content .related-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:18px;gap:18px;margin-top:20px}@media (max-width:820px){.wp-content .related-grid{grid-template-columns:1fr 1fr}}@media (max-width:520px){.wp-content .related-grid{grid-template-columns:1fr}}.wp-content .related-card{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 20px;text-decoration:none;box-shadow:var(--shadow);transition:transform .15s ease}.wp-content .related-card:hover{transform:translateY(-3px)}.wp-content .related-card b{color:var(--ink);display:block;font-size:.98rem}.wp-content .related-card small{color:var(--muted);font-size:.82rem}.wp-content .guide-layout{display:flex;gap:44px;align-items:flex-start;max-width:var(--wrap);margin:0 auto;padding:56px 24px}.wp-content .guide-main{flex:1 1;min-width:0}.wp-content .guide-main .author-bio,.wp-content .guide-main .guide-body,.wp-content .guide-main .summary-box,.wp-content .guide-main .toc{max-width:none;margin-left:0;margin-right:0}.wp-content .guide-sidebar{width:330px;flex:none;position:-webkit-sticky;position:sticky;top:88px}@media (max-width:980px){.wp-content .guide-layout{flex-direction:column;padding:36px 24px}.wp-content .guide-sidebar{width:100%;position:static}}.wp-content .sb-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:22px;margin-bottom:20px}.wp-content .sb-card.form{border-top:4px solid var(--gold)}.wp-content .sb-eyebrow{font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-dark)}.wp-content .sb-card h4{margin:6px 0 4px;color:var(--ink);font-size:1.1rem}.wp-content .sb-card p.sb-sub{margin:0 0 14px;font-size:.85rem;color:var(--muted)}.wp-content .sb-card form label{display:block;font-size:0;margin:0}.wp-content .sb-card form input,.wp-content .sb-card form textarea{width:100%;margin-bottom:10px;padding:11px 13px;border:1.5px solid #dfd8c6;border-radius:8px;font:inherit;font-size:.9rem;background:#fffdf8;color:var(--text)}.wp-content .sb-card form input:focus,.wp-content .sb-card form textarea:focus{outline:none;border-color:var(--gold);box-shadow:0 0 0 3px rgba(201,168,76,.18)}.wp-content .sb-card form button{width:100%;padding:13px;border:0;border-radius:8px;background:var(--gold-grad);color:#fff;font:inherit;font-weight:700;cursor:pointer;margin-top:2px}.wp-content .sb-card form #formStatus{font-size:.76rem;color:var(--muted);text-align:center;margin:10px 0 0}.wp-content .sb-card.links h4{font-size:.82rem;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-dark)}.wp-content .sb-links{list-style:none;margin:12px 0 0;padding:0}.wp-content .sb-links li{border-bottom:1px dashed var(--line)}.wp-content .sb-links li:last-child{border-bottom:0}.wp-content .sb-links a{display:block;padding:10px 2px;font-size:.9rem;font-weight:600;color:var(--teal-700);text-decoration:none}.wp-content .sb-links a:hover{color:var(--gold-dark);padding-left:5px;transition:all .15s}.wp-content .sb-card.callus{background:linear-gradient(140deg,var(--teal-800),var(--teal-950));border:0;text-align:center}.wp-content .sb-card.callus h4{color:var(--cream)}.wp-content .sb-card.callus p{color:rgba(245,237,214,.75);font-size:.85rem;margin:4px 0 14px}.wp-content .sb-card.callus a{display:block}.wp-content .ready{background:var(--cream-bg);padding:66px 0}.wp-content .ready .section-head{text-align:center}.wp-content .ready-grid{display:grid;grid-template-columns:repeat(3,1fr);grid-gap:20px;gap:20px;max-width:940px;margin:0 auto}@media (max-width:760px){.wp-content .ready-grid{grid-template-columns:1fr}}.wp-content .ready-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:28px 24px;text-align:center;text-decoration:none;display:flex;flex-direction:column;align-items:center;transition:transform .15s ease}.wp-content .ready-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg)}.wp-content .ready-icon{width:52px;height:52px;border-radius:13px;background:var(--gold-grad);color:#fff;font-size:1.4rem;display:flex;align-items:center;justify-content:center;margin-bottom:14px}.wp-content .ready-card b{color:var(--ink);font-size:1.05rem}.wp-content .ready-card small{color:var(--muted);font-size:.85rem;margin-top:4px}.wp-content .ready-trust{display:flex;justify-content:center;gap:26px;flex-wrap:wrap;margin-top:30px;font-size:.85rem;color:var(--muted)}.wp-content .ready-trust span:before{content:"✓ ";color:var(--gold-dark);font-weight:800}.wp-content .guide-hero-grid{align-items:stretch;grid-template-columns:1.4fr .6fr;gap:40px}.wp-content .hero-media{display:flex;align-items:stretch}.wp-content .hero-media img{width:100%;height:100%;max-height:330px;object-fit:cover;border-radius:var(--radius);box-shadow:0 16px 40px rgba(0,0,0,.32);border:1px solid rgba(201,168,76,.25);display:block}@media (max-width:980px){.wp-content .guide-hero-grid{grid-template-columns:1fr;gap:0}.wp-content .hero-media{display:none}}.wp-content .hero{padding:40px 0 44px}.wp-content .hero h1{font-size:clamp(1.7rem,3.2vw,2.5rem)}.wp-content .hero .lead{margin-bottom:20px;font-size:1rem}.wp-content .hero-meta{margin:16px 0 0;font-size:.8rem;color:rgba(245,237,214,.6)}.wp-content .hero-meta b{color:rgba(245,237,214,.85);font-weight:700}.ar-root{direction:rtl;text-align:right;font-family:Tajawal,DM Sans,ui-sans-serif,system-ui,sans-serif}.ar-root .accent,.ar-root .look-amt,.ar-root .num-amt,.ar-root h1,.ar-root h2,.ar-root h3,.ar-root h4{font-family:Tajawal,DM Sans,sans-serif}.ar-root .accent{font-style:normal}.ar-root .hero-checks{max-width:60ch}.ar-root .hero-checks li{padding:8px 34px 8px 0}.ar-root .hero-checks li:before{left:auto;right:0}.ar-root .nav-desktop{margin-left:0;-webkit-margin-start:8px;margin-inline-start:8px}.nav-actions{display:flex;align-items:center;gap:12px;-webkit-margin-start:auto;margin-inline-start:auto}.ar-root .nav-cta{margin-left:0}.lang-switch{display:inline-flex;align-items:center;justify-content:center;min-width:40px;padding:8px 12px;border-radius:999px;border:1px solid rgba(201,168,76,.5);color:var(--gold,#b78a2e);font-weight:700;font-size:.85rem;letter-spacing:.04em;text-decoration:none;transition:background .15s ease,color .15s ease}.lang-switch:hover{background:var(--gold-grad);color:#fff}.m-lang{color:var(--gold,#b78a2e)!important;font-weight:800}.hero-form-card{color:#fff}.hero-form-card h3{font-size:1.35rem;margin:0 0 4px}.hero-form-sub{font-size:.9rem;color:rgba(255,255,255,.75);margin:0 0 16px}.hero-form{display:flex;flex-direction:column;gap:10px}.hero-form input,.hero-form select{width:100%;padding:12px 14px;border-radius:10px;border:1px solid rgba(255,255,255,.2);background:rgba(255,255,255,.06);color:#fff;font-family:inherit;font-size:.95rem}.hero-form input::placeholder{color:rgba(255,255,255,.6)}.hero-form select{color:#fff}.hero-form select option{color:#111}.hero-form .btn{margin-top:4px;width:100%;text-align:center}.hero-form-note{font-size:.72rem;color:rgba(255,255,255,.55);margin:8px 0 0;line-height:1.6}.ar-root .fc-whatsapp{left:auto;right:22px}.ar-root .fc-tab{right:auto;left:0;border-radius:0 12px 12px 0;box-shadow:4px 6px 20px rgba(7,18,26,.3)}.ar-root .fc-tab:hover{padding-right:10px;padding-left:16px}.ar-root .fc-overlay{justify-content:flex-start}.ar-root .fc-drawer{box-shadow:20px 0 50px rgba(7,18,26,.3)}.ar-root .fc-close{right:auto;left:16px}.ar-root .cta-link,.ar-root .hub-links a,.ar-root .num-cta{direction:rtl}.nav-actions .nav-cta{margin-left:0}@media (max-width:980px){.nav-actions{display:none}}